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Insurance Licensing Hawaii-Life-Producer 考試大綱主題:

最新的 Hawaii Insurance Hawaii-Life-Producer 免費考試真題：

問題 #1

A Hawaii producer applies for authority to sell Variable Life and Variable Annuity products. In addition to the appropriate insurance licensing requirements, the producer application requires evidence that the producer:

A. is employed directly by the Insurance Division
B. has been a Life producer for five years
C. holds a Property insurance license
D. is registered for securities in Hawaii with FINRA

問題 #2

The number of continuing education credit hours that a Life and/or Accident and Health Producer must complete to have their license renewed is:

A. 22
B. 24
C. 20
D. 18

問題 #3

Making maliciously critical or false statements about the financial condition of an insurance company is an unfair method of competition known as:

A. coercion
B. intimidation
C. defamation
D. discrimination

問題 #4

Coverage will begin on the day an insured signs a nonmedical application only if the producer takes which of the following actions on the same day?

A. Collects the initial premium
B. Orders a Medical Information Bureau (MIB) report on the applicant
C. Countersigns the application
D. Sends the application to the insurance company

問題 #5

A Life insurance policy is issued with an exclusion rider for a past health condition. Which of the following actions MUST a producer take when the policy is delivered?

A. Deliver the contract without the signature of the applicant.
B. Mail the policy with a return receipt requested.
C. Change any inaccurate statements on the application.
D. Explain the rider and the specific exclusions.

問題與答案：